Principal Financial Group (PFG) Protective Put Calculator

Calculator · free · no signup · PFG

Price a protective put, zero-cost collar, or put spread on Principal Financial Group. Annual cost, max loss, upside cap, tax treatment, auto-filled from current PFG option chain.

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About Principal Financial Group

Principal Financial Group (PFG) is a public Fintech company, incorporated in Delaware and headquartered in Des Moines, IA.

Last close: $113.14 per share (as of 2026-08-18).

Equity grants at Principal Financial Group typically include restricted stock units (RSUs).

Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.

Source: Wikipedia (CC BY-SA 4.0)

Founded in Des Moines in 1879, the company sells retirement plans, asset management, and insurance, with unusual strength in small and mid-sized employer retirement plans. Recordkeeping those plans creates a channel: participants roll balances into the company's own investment products, linking administration to asset management. International operations in Latin America and Asia add pension businesses in markets with growing formal employment. Fee revenue scales with account balances and therefore with markets. Headquarters are in Des Moines, Iowa.

Sources: sec.gov · en.wikipedia.org

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Principal Financial Group.

A protective put caps your downside on the PFG position at a chosen floor; a zero-cost collar pays for that floor by capping the upside. This calculator prices both structures off the current PFG option chain, with annual cost, max loss, and tax-treatment notes.

Example: a 5,000-share PFG position at $113.14 is worth $565,700. A 1-year 30%-OTM put on that position typically runs 2-4% of position value per year (about $11,314 to $22,628) before any premium offset from a short call. The calculator prices both structures off PFG's current option chain so you see the actual cost for your chosen floor, tenor, and cap.

All Principal Financial Group tools → · Use the generic Protect Your Stock Calculator for any company.

Principal Financial Group equity questions

How much does it cost to hedge PFG stock?
The cost of a protective put depends on how far below the current price you set the floor, how long the protection lasts, and PFG's option-implied volatility. A zero-cost collar lowers that cost by selling away some upside. The calculator above prices both structures off the current PFG option chain and shows the annual cost, maximum loss, and tax treatment.
Does Principal Financial Group grant ISOs, NSOs, or RSUs?
Equity compensation at Principal Financial Group typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
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