The Hartford (HIG) Protective Put Calculator
Calculator · free · no signup · HIGPrice a protective put, zero-cost collar, or put spread on The Hartford. Annual cost, max loss, upside cap, tax treatment, auto-filled from current HIG option chain.
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About The Hartford
The Hartford (HIG) is a public Fintech company, incorporated in Delaware and headquartered in Hartford, CT.
Last close: $138.96 per share (as of 2026-08-19).
Equity grants at The Hartford typically include restricted stock units (RSUs).
The Hartford Insurance Group, Inc., known as The Hartford, is a U.S.-based insurance company. The Hartford is a Fortune 500 company headquartered in its namesake city of Hartford, Connecticut. It was ranked 162nd in Fortune 500 in 2024. The Hartford is a leader in property and casualty insurance, employee benefits and mutual funds. It sells products primarily through a network of agents and brokers, and has also been the auto and home insurance writer for AARP members for more than 40 years.
Source: Wikipedia (CC BY-SA 4.0)
Chartered in 1810, the company writes property and casualty insurance with an unusually heavy weighting toward small and mid-sized commercial accounts, alongside group benefits and employee disability coverage. Underwriting discipline rather than premium growth is the stated priority, and the combined ratio is the number management is measured on. Workers compensation exposure ties results to wage inflation and medical cost trends. Investment income on reserves contributes materially when rates are higher. Headquarters are in Hartford, Connecticut.
Sources: sec.gov · en.wikipedia.org
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by The Hartford.
A protective put caps your downside on the HIG position at a chosen floor; a zero-cost collar pays for that floor by capping the upside. This calculator prices both structures off the current HIG option chain, with annual cost, max loss, and tax-treatment notes.
Example: a 5,000-share HIG position at $138.96 is worth $694,800. A 1-year 30%-OTM put on that position typically runs 2-4% of position value per year (about $13,896 to $27,792) before any premium offset from a short call. The calculator prices both structures off HIG's current option chain so you see the actual cost for your chosen floor, tenor, and cap.
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The Hartford equity questions
- How much does it cost to hedge HIG stock?
- The cost of a protective put depends on how far below the current price you set the floor, how long the protection lasts, and HIG's option-implied volatility. A zero-cost collar lowers that cost by selling away some upside. The calculator above prices both structures off the current HIG option chain and shows the annual cost, maximum loss, and tax treatment.
- Does The Hartford grant ISOs, NSOs, or RSUs?
- Equity compensation at The Hartford typically takes the form of restricted stock units (RSUs). Restricted stock units are taxed as ordinary income when they vest.
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