Hinge Health (HNGE) Post-Termination ISO Calculator

Calculator · free · no signup · HNGE

Left Hinge Health with vested ISOs? Most plans give you 90 days to exercise or forfeit. See your deadline, the AMT cost of exercising, and the share count that maximizes after-tax value.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your grant

pre-IPO? leave blank — enter price + growth manually
3 yrs
10%
20%
5.0%

Tax inputs

Grant timeline

Recommended exercise quantity

Exercise all 10,000

With 10%/yr expected growth over the 3-yr hold, every share's expected after-tax gain exceeds its marginal AMT cost. Net value: $171,946 at horizon.

Net after-tax value vs. shares exercised

Each point is the expected after-tax NPV at your hold horizon if you exercise that many shares now and let the rest expire.

$0$43K$86K$129K$172K02,5005,0007,50010,000
Recommended (10,000)Full exercise (10,000)

Year-by-year tax breakdown

You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.

110,000
20
30

Federal AMT credit

Earned

$134,654

Recovered

$29,764

Remaining

$104,890

The AMT credit only recovers in years where regular tax exceeds AMT — typically a year with no ISO exercise. It carries forward indefinitely (Form 8801) and applies in any future tax year where regular tax exceeds AMT.

Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.

QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.

You solved the exercise window. The beta plans what comes after it: the new shares, your remaining equity, hedges, and taxes in one multi-year plan.

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About Hinge Health

Hinge Health (HNGE) is a public Vertical SaaS company, incorporated in Delaware and headquartered in San Francisco, CA. IPO'd May 22, 2025.

Last close: $64.75 per share (as of 2026-06-12).

Digital MSK care.

Equity grants at Hinge Health typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

Daniel Perez and Gabriel Mecklenburg founded Hinge Health in San Francisco in 2014 to treat musculoskeletal conditions (back, knee, and hip pain) through digital physical therapy delivered through employer health benefit programs. The platform combines wearable motion sensors, AI-guided exercise therapy, and clinical coaching to replace high-cost in-person PT for working-age adults. Hinge Health reported $588 million in revenue in 2025, up 51% year-over-year. It priced its NYSE IPO at $32 per share in May 2025, raising $437 million at a $2.6 billion implied valuation.

Sources: ir.hingehealth.com · fiercehealthcare.com

Equity comp at Hinge Health

  • RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.

Researched 2026-05-07.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Hinge Health.

If you have left Hinge Health (HNGE) with vested incentive stock options (ISOs), most stock plans give you 90 days from your departure date to exercise or forfeit them. Exercising everything at once concentrates the AMT bargain element into a single tax year. This calculator computes your window deadline from your departure date, the alternative minimum tax (AMT) cost of a full exercise at the current trading price, and the partial-exercise share count that maximizes expected after-tax value.

Example: leaving Hinge Health (HNGE) with 5,000 vested ISOs at a $19.43 strike, with the last close at $64.75, exercising all of them inside the 90-day window puts a $226,600 bargain element into one tax year. Above the 2026 federal AMT exemption ($88,100 single, $137,000 married joint), the 28% AMT rate adds roughly $63,448 on top of regular tax before any state AMT (CA, CO, CT, MN). Exercising fewer shares lowers that bill at the cost of forfeiting the rest; the calculator above finds the count that maximizes expected after-tax value for your exact figures.

All Hinge Health tools → · Use the generic Post-Termination ISO Exercise Calculator for any company.

Hinge Health equity questions

I left Hinge Health. How long do I have to exercise my ISOs?
Most stock plans give you 90 days from your departure date to exercise vested incentive stock options (ISOs); unexercised options are forfeited when the window closes. Tax law is slightly wider: ISO treatment requires you to have been an employee within 3 months of exercise (Internal Revenue Code Section 422(a)(2)), so options exercised under an employer-extended window are taxed as non-qualified stock options (NSOs). Check your grant agreement for Hinge Health's exact terms. The calculator above computes your deadline from your departure date, the alternative minimum tax (AMT) cost of exercising, and the share count that maximizes after-tax value.
Does Hinge Health grant ISOs, NSOs, or RSUs?
Equity compensation at Hinge Health typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
When did the Hinge Health IPO lockup expire?
Hinge Health (HNGE) went public on May 22, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around November 18, 2025. Confirm against your own grant paperwork, since some lockups release early or in stages.
Do Hinge Health RSUs use double-trigger vesting?
No. Hinge Health restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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