Algorhythm Holdings, Inc. (RIME) RSU sell-vs-hold
Calculator · free · no signup · RIMESell at vest or hold? Compare after-tax payout from selling Algorhythm Holdings, Inc. RSUs at vest vs. holding through the LTCG cliff at 12 months.
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Your vest
Tax inputs
Hold strategy
Best after-tax payout — at year 1 yr
$47,709
Sell + invest wins by $4,981 over Hold 1 yr.
Estimates only. Not financial advice.
Heads-up: under-withholding. Your employer withholds federal tax at the IRS supplemental rate (22.0% on this vest, ≈ $17,600). Your marginal federal rate on this vest is 32.7%, owing $26,171. Expect to settle the $8,571 gap at tax time.
The hidden purchase
Tax was paid at vest either way. Holding is mathematically equivalent to taking $44,509 in after-tax cash and buying $44,509 of RIME today.
Most diversification frameworks would advise against a purchase that size in a single name; the right answer depends on your conviction in RIME. Holding past one year converts the gain to LTCG.
Sell + invest
Best payout| Vest value (shares × price) | $80,000 |
| Federal | |
| State | |
| Medicare | −$1,160 |
| Additional Medicare | −$720 |
| Market gain over 1 yr at 10.0% | $4,451 |
| Cap-gain tax on diversified gain — LTCG (federal + state + NIIT) | −$1,251 |
| Net at year 1 yr | $47,709 |
Sell every share at vest; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Hold 1 yr
| Vest value (shares × price) | $80,000 |
| Vest tax (federal + state + FICA) | |
| Net at year 1 yr | $42,728 |
Sold 444 shares to cover vest tax (net-settled); kept 556 shares 1 yr to qualify for long-term capital gains.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're still employed at vest.
Both columns are stated in year-1 yr dollars. The sell side compounds at the market return; the hold side compounds at your single-stock expected return after a 20% volatility drag.
Estimates only. Assumes net-settled (sell-to-cover) vesting; double-trigger and pre-IPO RSUs are out of scope. Excludes multi-state moves, AMT interactions on other equity, and 83(b) elections. Not financial advice.
You evaluated one RSU vest. The beta plans every vest of every grant across years, with concentration and AMT in the loop.
Request beta access →About Algorhythm Holdings, Inc.
Algorhythm Holdings, Inc. (RIME) is a public AI company.
Renamed from Singing Machine 2024; AI logistics.
Equity grants at Algorhythm Holdings, Inc. typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Algorhythm Holdings (Nasdaq: RIME), headquartered in Fort Lauderdale, Florida, rebranded from The Singing Machine Company in September 2024 following its acquisition of SemiCab, an Atlanta-based AI freight optimization platform founded in 2018 by Ajesh Kapoor. SemiCab's cloud-based system coordinates loads and trucks across shipper-carrier networks, integrating with existing transportation management systems via API to reduce empty miles and stabilize freight costs. Customers include Procter and Gamble, Coca-Cola India, Unilever India, and Apollo Tyres. Q1 2026 revenue reached $2.4 million, up 71% sequentially, with an annualized run rate above $12 million as of April 2026.
Sources: globenewswire.com · globenewswire.com · globenewswire.com
Equity comp at Algorhythm Holdings, Inc.
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Sources: sec.gov
Researched 2026-05-11.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Algorhythm Holdings, Inc..
Algorhythm Holdings, Inc. (RIME) RSUs vest as ordinary income at the price on vest day. The decision is whether to sell at vest and reinvest, or hold the shares through the 12-month LTCG cliff. This calculator runs both paths through the same after-tax math so you can compare like-for-like.
All Algorhythm Holdings, Inc. tools → · Use the generic RSU Sell-vs-Hold Calculator for any company.
Algorhythm Holdings, Inc. equity questions
- Should I sell or hold my Algorhythm Holdings, Inc. RSUs at vest?
- Algorhythm Holdings, Inc. restricted stock units (RSUs) are taxed as ordinary income on their value at vest whether or not you sell. The only open decision is what to do with the shares afterward: sell at vest and reinvest, or hold past twelve months for long-term capital-gains treatment on any further gain. The calculator above runs both paths through the same after-tax math so you can compare them directly.
- Does Algorhythm Holdings, Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Algorhythm Holdings, Inc. typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- Do Algorhythm Holdings, Inc. RSUs use double-trigger vesting?
- No. Algorhythm Holdings, Inc. restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Algorhythm Holdings, Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.