Fusemachines Inc. (FUSE) RSU sell-vs-hold
Calculator · free · no signup · FUSESell at vest or hold? Compare after-tax payout from selling Fusemachines Inc. RSUs at vest vs. holding through the LTCG cliff at 12 months.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your vest
Tax inputs
Hold strategy
Best after-tax payout — at year 1 yr
$47,709
Sell + invest wins by $4,981 over Hold 1 yr.
Estimates only. Not financial advice.
Heads-up: under-withholding. Your employer withholds federal tax at the IRS supplemental rate (22.0% on this vest, ≈ $17,600). Your marginal federal rate on this vest is 32.7%, owing $26,171. Expect to settle the $8,571 gap at tax time.
The hidden purchase
Tax was paid at vest either way. Holding is mathematically equivalent to taking $44,509 in after-tax cash and buying $44,509 of FUSE today.
Most diversification frameworks would advise against a purchase that size in a single name; the right answer depends on your conviction in FUSE. Holding past one year converts the gain to LTCG.
Sell + invest
Best payout| Vest value (shares × price) | $80,000 |
| Federal | |
| State | |
| Medicare | −$1,160 |
| Additional Medicare | −$720 |
| Market gain over 1 yr at 10.0% | $4,451 |
| Cap-gain tax on diversified gain — LTCG (federal + state + NIIT) | −$1,251 |
| Net at year 1 yr | $47,709 |
Sell every share at vest; invest the after-tax cash at the market return for 1 yr, then liquidate. Diversified — no single-stock concentration risk.
Hold 1 yr
| Vest value (shares × price) | $80,000 |
| Vest tax (federal + state + FICA) | |
| Net at year 1 yr | $42,728 |
Sold 444 shares to cover vest tax (net-settled); kept 556 shares 1 yr to qualify for long-term capital gains.
Social Security + Medicare are payroll taxes (collectively called FICA) — they apply because you're still employed at vest.
Both columns are stated in year-1 yr dollars. The sell side compounds at the market return; the hold side compounds at your single-stock expected return after a 20% volatility drag.
Estimates only. Assumes net-settled (sell-to-cover) vesting; double-trigger and pre-IPO RSUs are out of scope. Excludes multi-state moves, AMT interactions on other equity, and 83(b) elections. Not financial advice.
You evaluated one RSU vest. The beta plans every vest of every grant across years, with concentration and AMT in the loop.
Request beta access →About Fusemachines Inc.
Fusemachines Inc. (FUSE) is a public AI company, headquartered in Fort Lauderdale, FL. IPO'd Oct 23, 2025.
Equity grants at Fusemachines Inc. typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Sameer Maskey, a Columbia University computer science PhD and adjunct professor, founded Fusemachines in New York in 2013 to sell enterprise AI services to companies without large in-house AI teams. The company's platform, AI Studio, lets clients build and deploy industry-specific AI Engines and Agents across sectors including retail, manufacturing, and government. Fusemachines went public on October 23, 2025 via a SPAC merger (a shell-company-based listing) with CSLM Acquisition Corp. at a $200 million combined valuation. FY2025 revenue was $7.71 million, with 270-plus full-time employees.
Sources: tradingview.com · finance.yahoo.com · renaissancecapital.com · cs.columbia.edu
Equity comp at Fusemachines Inc.
- Recently de-SPAC'd (October 23, 2025) via business combination with CSLM Acquisition Corp; trades on NASDAQ as FUSE. Small-cap with FY2025 revenue of $7.71M and going-concern qualification from auditors. The 2025 Omnibus Equity Incentive Plan grants RSUs to executives and directors (CEO received 475,000 RSUs and CFO 215,000 RSUs in January 2025, vesting over one to four years).
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Sources: fusemachines.com
Researched 2026-05-11.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Fusemachines Inc..
Fusemachines Inc. (FUSE) RSUs vest as ordinary income at the price on vest day. The decision is whether to sell at vest and reinvest, or hold the shares through the 12-month LTCG cliff. This calculator runs both paths through the same after-tax math so you can compare like-for-like.
All Fusemachines Inc. tools → · Use the generic RSU Sell-vs-Hold Calculator for any company.
Fusemachines Inc. equity questions
- Should I sell or hold my Fusemachines Inc. RSUs at vest?
- Fusemachines Inc. restricted stock units (RSUs) are taxed as ordinary income on their value at vest whether or not you sell. The only open decision is what to do with the shares afterward: sell at vest and reinvest, or hold past twelve months for long-term capital-gains treatment on any further gain. The calculator above runs both paths through the same after-tax math so you can compare them directly.
- Does Fusemachines Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Fusemachines Inc. typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- When did the Fusemachines Inc. IPO lockup expire?
- Fusemachines Inc. (FUSE) went public on October 23, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around April 21, 2026. Confirm against your own grant paperwork, since some lockups release early or in stages.
- Do Fusemachines Inc. RSUs use double-trigger vesting?
- No. Fusemachines Inc. restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Fusemachines Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.