Plan your Nuro ISO exercise

Calculator · free · no signup · pre-IPO

Nuro is pre-IPO. Plan your AMT impact at any valuation: current 409A, expected IPO price, or post-IPO scenarios.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your grant

Seeded from secondary-market data, as of Jun 16, 2026

3 yrs
10%
20%
5.0%

Tax inputs

Grant timeline

For long-term capital gains treatment on the eventual sale, ISO shares need to be held until Apr 30, 2027 (2 years from grant) and at least 1 year from exercise. Tranches sold before either deadline are disqualifying dispositions, taxed as ordinary income on the bargain element. The optimizer accounts for both treatments per tranche based on hold periods at horizon. Want to see the whole picture? Try OptionsAhoy's beta: it optimizes ISOs alongside your entire portfolio, and you pick the goal: Max Value, Max Cash, or Min Total Tax.

Net final value at year 3 sale — optimized plan

$29,596

After-tax dollars at end of year 3, net of all federal + state taxes through the sale.

This year: exercise 10,000 shares.

= gross gain at sale − federal + state LTCG − AMT premium above baseline regular tax (time-valued)

AMT premium for exercising: $0 (on top of $228,434 regular tax across the horizon)

Lump-sum stays under your AMT crossover — no schedule optimization needed.

Federal AMT crossover this year: 16,590 shares ($57,238 bargain element). Above that, each additional share this year adds federal AMT.

Estimates only. Not financial advice.

Net final value by year

Running tally: NTV from shares exercised through year y, minus AMT premium paid through year y. The last year matches the plan's headline NTV. Hover a year for plan totals.

$0$7K$15K$22K$30KYear 1Year 2Year 3
Lump-sumEven splitOptimized

Optimized exercise schedule

You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.

1No AMT10,000
20
30

Federal AMT credit

Earned

$0

Recovered

$0

Remaining

$0

Plan comparison

Net value at the end of your hold horizon.

Lump-sum

All in Year 1

$29,596

Even split

Equal shares each year

$29,596

Optimized

Tax-aware schedule

$29,596

Highest

Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.

QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.

You optimized one grant in isolation. The beta optimizes ISOs alongside your RSUs, NSOs, and stock in one plan.

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About Nuro

Nuro is a privately held Hardware company, incorporated in Delaware and headquartered in Mountain View, CA.

Last reported secondary-market price: $8.45 per share (as of 2026-06-16). Your own 409A may differ.

Autonomous delivery.

Equity grants at Nuro typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).

Nuro, Inc. is an American autonomous vehicle technology company based in Mountain View, California. Founded in 2016 by Jiajun Zhu and Dave Ferguson, Nuro initially developed custom autonomous delivery vehicles and became the first company to receive an autonomous exemption from the National Highway Traffic Safety Administration (NHTSA). Since September 2024, the company has focused on licensing its proprietary Level 4 driving system, Nuro Driver, to automakers and mobility providers.

Source: Wikipedia (CC BY-SA 4.0)

Founded in 2016 by ex-Waymo engineers Jiajun Zhu and Dave Ferguson, Nuro spent its first eight years building the R2, a passenger-free electric pod that earned the first NHTSA autonomous exemption and ferried goods for Domino's and Kroger pilots from a Mountain View base. After a $8.6B Series D peak in 2021 gave way to down rounds, the company pivoted in September 2024 to licensing the Nuro Driver Level 4 stack to OEMs. A July 2025 Lucid and Uber deal commits 20,000+ Gravity robotaxis (since expanded to 35,000), with Series E backing from Nvidia and Uber at a $6B valuation.

Sources: en.wikipedia.org · nuro.ai · ir.lucidmotors.com

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Nuro.

The calculator works at any Nuro valuation: enter your strike, the current 409A FMV, an expected IPO price, or anywhere in between. AMT is triggered on the bargain element (FMV minus strike) when you exercise; the calculator models federal AMT, state AMT, and the multi-year credit-recovery path.

Example: at Nuro's last reported price of $8.45, exercising 5,000 ISOs with a $2.53 strike creates a $29,600 bargain element. Above the 2026 federal AMT exemption ($88,100 single, $137,000 married joint), the 28% AMT rate adds roughly $8,288 on top of regular tax before any state AMT (CA, CO, CT, MN). The credit recovers in later years when your regular tax exceeds AMT. The calculator above runs your exact figures.

All Nuro tools → · Use the generic AMT + ISO Exercise Calculator for any company.

Nuro equity questions

How much alternative minimum tax (AMT) will I owe exercising Nuro ISOs?
Exercising incentive stock options (ISOs) does not create regular income tax, but the bargain element (the fair market value at exercise minus your strike price) counts toward the alternative minimum tax (AMT). The amount depends on the bargain element, your other income, your filing status, and your state. The calculator above models federal and state AMT, the AMT crossover point, and how the credit recovers in later years for your exact Nuro figures.
Does Nuro grant ISOs, NSOs, or RSUs?
Equity compensation at Nuro typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
Are Nuro shares eligible for QSBS?
They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Nuro shares qualify turns on when you acquired them and the company's asset size at that time.
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