Hinge Health (HNGE) Stock Concentration Calculator

Calculator · free · no signup · HNGE

Quantify Hinge Health concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your inputs

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Position & portfolio

Default. Adjust to test.
35%
Default. Adjust to test.
20%
10%

Tax

67%
Highly concentratedLong-term
If 30% drop
$150,000
If 50% drop
$250,000
If 70% drop
$350,000

Most fee-only advisors target ≤10% in any single name. You're at 67%.

Estimates only. Not financial advice.

Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).

Cost of fully de-concentrating

All three plans sell to 0% (no hedge).

Tax
Wealth (3y)$956,485
+$33,417 vs.

Tax
Wealth (3y)$994,174
+$71,106 vs.

Tax
Wealth (3y)$1.04M
+$112,490 vs.

Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.

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Toggle below — chart updates live. Sell buttons show the slice.
Sell over 1 yearSell over 2 yearsSell over 3 yearsCustom
$712,500$815,995$919,489$1,022,984$1,126,478Yr 0Yr 1Yr 2Yr 3
Year 1
Year 2
Year 3
Tax$200,753
Hedge cost$37,676
Wealth at Y3$1,046,371
Vs. best fixed plan+$10,813

Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.

Tax brackets: 2026 · Estimates only — not financial advice.

Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.

You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.

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About Hinge Health

Hinge Health (HNGE) is a public Vertical SaaS company, incorporated in Delaware and headquartered in San Francisco, CA. IPO'd May 22, 2025.

Last close: $68.35 per share (as of 2026-06-16).

Digital MSK care.

Equity grants at Hinge Health typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

Daniel Perez and Gabriel Mecklenburg founded Hinge Health in San Francisco in 2014 to treat musculoskeletal conditions (back, knee, and hip pain) through digital physical therapy delivered through employer health benefit programs. The platform combines wearable motion sensors, AI-guided exercise therapy, and clinical coaching to replace high-cost in-person PT for working-age adults. Hinge Health reported $588 million in revenue in 2025, up 51% year-over-year. It priced its NYSE IPO at $32 per share in May 2025, raising $437 million at a $2.6 billion implied valuation.

Sources: ir.hingehealth.com · fiercehealthcare.com

Equity comp at Hinge Health

  • RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.

Researched 2026-05-07.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Hinge Health.

If a meaningful share of your net worth sits in HNGE, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with HNGE's option-implied volatility.

Example: 5,000 HNGE shares at $68.35 is a $341,750 position. A 30% drawdown costs $102,525; a 50% drawdown costs $170,875; a 70% drawdown costs $239,225. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using HNGE's option-implied volatility and your cost basis.

All Hinge Health tools → · Use the generic Stock Concentration Calculator for any company.

Hinge Health equity questions

How much HNGE stock is too much?
There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your HNGE position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
Does Hinge Health grant ISOs, NSOs, or RSUs?
Equity compensation at Hinge Health typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
When did the Hinge Health IPO lockup expire?
Hinge Health (HNGE) went public on May 22, 2025. The standard post-IPO lockup runs 180 days, so employee and insider shares generally became sellable around November 18, 2025. Confirm against your own grant paperwork, since some lockups release early or in stages.
Do Hinge Health RSUs use double-trigger vesting?
No. Hinge Health restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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