Samsara (IOT) Stock Concentration Calculator

Calculator · free · no signup · IOT

Quantify Samsara concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Your inputs

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Position & portfolio

Default. Adjust to test.
35%
Default. Adjust to test.
20%
10%

Tax

67%
Highly concentratedLong-term
If 30% drop
$150,000
If 50% drop
$250,000
If 70% drop
$350,000

Most fee-only advisors target ≤10% in any single name. You're at 67%.

Estimates only. Not financial advice.

Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).

Cost of fully de-concentrating

All three plans sell to 0% (no hedge).

Tax
Wealth (3y)$956,485
+$33,417 vs.

Tax
Wealth (3y)$994,174
+$71,106 vs.

Tax
Wealth (3y)$1.04M
+$112,490 vs.

Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.

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Toggle below — chart updates live. Sell buttons show the slice.
Sell over 1 yearSell over 2 yearsSell over 3 yearsCustom
$712,500$815,995$919,489$1,022,984$1,126,478Yr 0Yr 1Yr 2Yr 3
Year 1
Year 2
Year 3
Tax$200,753
Hedge cost$37,676
Wealth at Y3$1,046,371
Vs. best fixed plan+$10,813

Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.

Tax brackets: 2026 · Estimates only — not financial advice.

Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.

You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.

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About Samsara

Samsara (IOT) is a public Vertical SaaS company, incorporated in Delaware and headquartered in San Francisco, CA. IPO'd Dec 15, 2021.

Last close: $32.65 per share (as of 2026-06-16).

Equity grants at Samsara typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).

Samsara Inc. is an American IoT company headquartered in San Francisco, California, that provides telematics software and insights for physical operations. The company has customers across North America and Europe. Samsara developed a connected operations cloud platform that provides insights to physical operations organizations in the transportation, construction, energy, utilities, public sector and retail industries, and supports the safety and efficiency of those operations.

Source: Wikipedia (CC BY-SA 4.0)

Sanjit Biswas and John Bicket launched Samsara in 2015 after Cisco bought their first company, Meraki, for $1.2 billion in 2012. The San Francisco company sells a Connected Operations Cloud that wires vehicle telematics, AI dash cams, and equipment sensors into one workflow layer for trucking fleets, construction crews, and utilities. Samsara went public on the NYSE under ticker IOT in December 2021 at $23 a share. Fiscal 2026 revenue hit $1.62 billion, up 30 percent, and the $100K+ ARR cohort grew to 3,194 customers worth $1.2 billion.

Sources: en.wikipedia.org · samsara.com

Equity comp at Samsara

  • RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.

Researched 2026-05-07.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Samsara.

If a meaningful share of your net worth sits in IOT, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with IOT's option-implied volatility.

Example: 5,000 IOT shares at $32.65 is a $163,250 position. A 30% drawdown costs $48,975; a 50% drawdown costs $81,625; a 70% drawdown costs $114,275. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using IOT's option-implied volatility and your cost basis.

All Samsara tools → · Use the generic Stock Concentration Calculator for any company.

Samsara equity questions

How much IOT stock is too much?
There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your IOT position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
Does Samsara grant ISOs, NSOs, or RSUs?
Equity compensation at Samsara typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
Do Samsara RSUs use double-trigger vesting?
No. Samsara restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
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