Procore (PCOR) Stock Concentration Calculator
Calculator · free · no signup · PCORQuantify Procore concentration risk. Drawdown impact at 30 / 50 / 70%, with the tax-aware trade-off between selling down and hedging.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your inputs
Adjust — results update instantly.Position & portfolio
Tax
Most fee-only advisors target ≤10% in any single name. You're at 67%.
Estimates only. Not financial advice.
Most sensitive to: Expected market return (±10% on this input swings best-plan wealth by ±$190,508).
Cost of fully de-concentrating
All three plans sell to 0% (no hedge).Sensitivity. If your expected position return drops below 19.6%/yr, lump-sum (sell everything today) beats every spread plan above.
Build your own plan
Toggle below — chart updates live. Sell buttons show the slice.Tech / Software single names hit a 50%+ peak-to-trough drawdown in roughly 1 of every 5 rolling 3-year windows over 2014–2024. Even mega-caps aren’t exempt.
Tax brackets: 2026 · Estimates only — not financial advice.
Estate note. Heirs receive a stepped-up basis at death (§1014), eliminating built-in gain on inherited shares. Older holders who plan to bequeath rather than sell may rationally never de-concentrate.
You sized one position's risk. The beta integrates hedging, sell-down, and tax timing into one optimized plan.
Request beta access →About Procore
Procore (PCOR) is a public Vertical SaaS company, incorporated in Delaware and headquartered in Carpinteria, CA. IPO'd May 20, 2021.
Last close: $42.4 per share (as of 2026-06-16).
Equity grants at Procore typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
Source: Wikipedia (CC BY-SA 4.0)
Founded in 2002 by Craig 'Tooey' Courtemanche in Carpinteria, California, Procore Technologies builds construction management SaaS for owners, general contractors, and specialty contractors, covering preconstruction, project management, workforce management, financials, and analytics on a unified platform. The company went public on the NYSE under ticker PCOR on May 20, 2021 at $67 per share (after deferring a 2020 listing during COVID), raising roughly $634.5 million. Procore closed 2025 with $1.32 billion in revenue (up 15 percent year over year) and 17,850 organic customers, including 2,710 above $100K ARR.
Sources: en.wikipedia.org · enr.com · investors.procore.com
Equity comp at Procore
- RSUs use single-trigger vesting: shares become yours as each portion vests on schedule, and the value is taxed as ordinary income at that point. No IPO or acquisition is required.
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Procore.
If a meaningful share of your net worth sits in PCOR, concentration risk is the question. This calculator quantifies drawdown impact at 30 / 50 / 70%, and the trade-off between selling down (tax cost now) versus hedging (option premium drag), auto-filled with PCOR's option-implied volatility.
Example: 5,000 PCOR shares at $42.4 is a $212,000 position. A 30% drawdown costs $63,600; a 50% drawdown costs $106,000; a 70% drawdown costs $148,400. The calculator quantifies the trade-off between selling down (immediate capital-gains tax) and hedging (option premium drag) using PCOR's option-implied volatility and your cost basis.
All Procore tools → · Use the generic Stock Concentration Calculator for any company.
Procore equity questions
- How much PCOR stock is too much?
- There is no single threshold, but the larger the share of your net worth in one stock, the more a single bad year can set back your plans. The calculator above quantifies the drawdown impact at 30, 50, and 70 percent for your PCOR position and weighs selling down (which triggers capital-gains tax now) against hedging (which costs option premium).
- Does Procore grant ISOs, NSOs, or RSUs?
- Equity compensation at Procore typically takes the form of incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise. Restricted stock units are taxed as ordinary income when they vest.
- Do Procore RSUs use double-trigger vesting?
- No. Procore restricted stock units (RSUs) use single-trigger vesting: each tranche becomes yours as it vests on schedule, taxed as ordinary income at that point, with no liquidity event required.
One piece of the puzzle.
OptionsAhoy plans your Procore equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.