Leaving Aura Consolidated Group, Inc.? Plan your 90-day ISO window
Calculator · free · no signup · pre-IPOAura Consolidated Group, Inc. is pre-IPO. Left with vested ISOs? Model the 90-day exercise-or-forfeit decision and its AMT cost at any valuation: current 409A or an expected exit price.
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Your grant
Seeded from secondary-market data, as of Sep 8, 2026
Tax inputs
Schedule A, line 7. The 2026 deduction is capped at $40,400, less above $505,000 of income.
Grant timeline
Recommended exercise quantity
Skip the exercise
At 10%/yr expected growth, the AMT premium outweighs the after-tax gain on every share. Letting the window close avoids the AMT bill.
Net after-tax value vs. shares exercised
Each point is the expected after-tax NPV at your hold horizon if you exercise that many shares now and let the rest expire.
Year-by-year tax breakdown
You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.
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Federal AMT credit
Earned
$0
Recovered
$0
Remaining
$0
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.
You solved the exercise window. The beta plans what comes after it: the new shares, your remaining equity, hedges, and taxes in one multi-year plan.
Request beta access →Related calculators: Multi-Year ISO Exercise Schedule Calculator · Stock Concentration Calculator
About Aura Consolidated Group, Inc.
Aura Consolidated Group, Inc. is a privately held Cloud/SaaS company, incorporated in Delaware and headquartered in Boston, MA. S-1 filed Sep 2, 2026.
Last reported secondary-market price: $2.6 per share (as of 2026-09-08). Your own 409A may differ.
Equity grants at Aura Consolidated Group, Inc. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Aura is a digital security company providing identity theft protection and monitoring services to consumers. In 2026, the company was the target of a cyberattack that resulted in a data breach affecting approximately 900,000 consumer records.
Source: Wikipedia (CC BY-SA 4.0)
Aura Consolidated Group traces back to iSubscribed, the identity-protection startup Hari Ravichandran founded in 2017 after his own identity was stolen; it took the Aura name in 2019 after merging with Intersections Inc. and Identity Guard. In July 2026 Aura acquired Qoria, an Australian maker of school-safety software (Qustodio), and began trading on the Australian Securities Exchange under ticker AXQ through CHESS Depositary Interests, ASX certificates representing foreign shares. The combined group posted pro forma annual recurring revenue above million for 2025, serving 32,000 school customers alongside a consumer base, and filed a Form S-1 on September 2, 2026.
Sources: en.wikipedia.org · sec.gov · prnewswire.com · aura.com
Equity comp at Aura Consolidated Group, Inc.
- Aura Consolidated Group was formed by the 2026 merger of Aura (identity theft protection) and Qoria (ASX-listed child safety software), completed July 17, 2026. Qoria shareholders received Aura CDIs (CHESS Depositary Interests, an Australian instrument representing beneficial ownership of US shares) at a ratio of about 1 Aura CDI per 17.32 Qoria shares held. Replacement equity awards issued for the pre-combination service period totaled roughly $0.7 million in stock options and $3.8 million in performance rights assumed from Qoria employees. Separately, the company's 2024 Equity Incentive Plan includes executive performance stock grants that vest only if the company exceeds $400M ARR (annual recurring revenue) and reaches cash flow breakeven, or reaches an overall $3B valuation, within two years of the executive's start date. If the company completes a public offering before hitting those milestones, that performance award is replaced with the standard RSU grant plan for executives.
Sources: sec.gov · sec.gov · finance.yahoo.com
Researched 2026-09-09.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Aura Consolidated Group, Inc..
If you are leaving Aura Consolidated Group, Inc. with vested incentive stock options (ISOs), most stock plans give you 90 days from departure to exercise or forfeit them. The calculator works at any valuation: enter your strike and the current 409A fair market value (FMV) or an expected exit price. It computes your window deadline, the alternative minimum tax (AMT) cost of exercising in full, and the partial-exercise share count that maximizes expected after-tax value.
Example: leaving Aura Consolidated Group, Inc. with 5,000 vested ISOs at a $1 strike, with the last reported price at $2.6, exercising all of them inside the 90-day window puts a $8,000 bargain element into one tax year. For a single filer with $200,000 of taxable income, that stays under the federal AMT crossover, so no federal AMT is due under 2026 rules (state AMT in CA, CO, CT, MN can still apply); the calculator above finds the count that maximizes expected after-tax value for your exact figures.
All Aura Consolidated Group, Inc. tools → · Use the generic Post-Termination ISO Exercise Calculator for any company.
Aura Consolidated Group, Inc. equity questions
- I left Aura Consolidated Group, Inc.. How long do I have to exercise my ISOs?
- Most stock plans give you 90 days from your departure date to exercise vested incentive stock options (ISOs); unexercised options are forfeited when the window closes. Tax law is slightly wider: ISO treatment requires you to have been an employee within 3 months of exercise (Internal Revenue Code Section 422(a)(2)), so options exercised under an employer-extended window are taxed as non-qualified stock options (NSOs). Check your grant agreement for Aura Consolidated Group, Inc.'s exact terms. The calculator above computes your deadline from your departure date, the alternative minimum tax (AMT) cost of exercising, and the share count that maximizes after-tax value.
- Does Aura Consolidated Group, Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Aura Consolidated Group, Inc. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Aura Consolidated Group, Inc. shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Aura Consolidated Group, Inc. shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Aura Consolidated Group, Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.