Leaving Jaovi Inc.? Plan your 90-day ISO window
Calculator · free · no signup · pre-IPOJaovi Inc. is pre-IPO. Left with vested ISOs? Model the 90-day exercise-or-forfeit decision and its AMT cost at any valuation: current 409A or an expected exit price.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Your grant
Seeded from secondary-market data, as of Aug 18, 2026
Tax inputs
Grant timeline
Recommended exercise quantity
Skip the exercise
At 10%/yr expected growth, the AMT premium outweighs the after-tax gain on every share. Letting the window close avoids the AMT bill.
Net after-tax value vs. shares exercised
Each point is the expected after-tax NPV at your hold horizon if you exercise that many shares now and let the rest expire.
Year-by-year tax breakdown
You pay the higher of Regular tax and Tentative AMT per jurisdiction, then subtract Credit recovered. The result is Net tax. Hover any number for the bracket-by-bracket breakdown.
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Federal AMT credit
Earned
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Recovered
$0
Remaining
$0
Estimates only. Excludes disqualifying dispositions, NSOs, multi-state moves, and AMT preferences other than ISO bargain elements. Long-term capital gains tax assumes a qualifying disposition (ISO held ≥1 yr from exercise and ≥2 yr from grant); state LTCG follows ordinary brackets except where the state grants preferential treatment (HI, ND, SC, WI, AR, NM) or has a dedicated LTCG-only tax (WA). Assumes you are within the $100K ISO limit (any portion of an annual ISO grant whose FMV at grant exceeds $100K is treated as NSO from the start, §422(d)). State AMT figures are 2025 (next-year values published in late 2026). Not financial advice.
QSBS note. If your shares qualify (typically pre-IPO C-corp grants held 5+ years), a federal rule lets you exclude up to $10M of gain on a future sale from federal tax. That single rule shifts exercise-timing math more than AMT does. (This is §1202 “qualified small-business stock”.) Modeled in beta, not here.
You solved the exercise window. The beta plans what comes after it: the new shares, your remaining equity, hedges, and taxes in one multi-year plan.
Request beta access →Related calculators: Multi-Year ISO Exercise Schedule Calculator · Stock Concentration Calculator
About Jaovi Inc.
Jaovi Inc. is a privately held Cloud/SaaS company, incorporated in Wyoming and headquartered in Puerto Cortes de Osa, Puntarenas, Costa Rica. S-1 filed Aug 18, 2026.
Last reported secondary-market price: $0.03 per share (as of 2026-08-18). Your own 409A may differ.
Equity grants at Jaovi Inc. typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Jorge Alberto Oviedo Mora incorporated Jaovi Inc. in Wyoming on January 21, 2026, and serves as its sole officer, director, and 100% shareholder from the company's Costa Rica office. Jaovi is building a cloud-based project management platform that pairs Kanban-style task boards with AI-generated workflow analytics for team collaboration. The company filed an S-1 registration statement (a filing that registers shares for public sale with the SEC) on July 9, 2026, as an emerging growth company under the JOBS Act, to sell up to 4,000,000 shares of common stock at $0.03 apiece, a $120,000 offering. Jaovi has no revenue or reported customers to date.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Jaovi Inc..
If you are leaving Jaovi Inc. with vested incentive stock options (ISOs), most stock plans give you 90 days from departure to exercise or forfeit them. The calculator works at any valuation: enter your strike and the current 409A fair market value (FMV) or an expected exit price. It computes your window deadline, the alternative minimum tax (AMT) cost of exercising in full, and the partial-exercise share count that maximizes expected after-tax value.
All Jaovi Inc. tools → · Use the generic Post-Termination ISO Exercise Calculator for any company.
Jaovi Inc. equity questions
- I left Jaovi Inc.. How long do I have to exercise my ISOs?
- Most stock plans give you 90 days from your departure date to exercise vested incentive stock options (ISOs); unexercised options are forfeited when the window closes. Tax law is slightly wider: ISO treatment requires you to have been an employee within 3 months of exercise (Internal Revenue Code Section 422(a)(2)), so options exercised under an employer-extended window are taxed as non-qualified stock options (NSOs). Check your grant agreement for Jaovi Inc.'s exact terms. The calculator above computes your deadline from your departure date, the alternative minimum tax (AMT) cost of exercising, and the share count that maximizes after-tax value.
- Does Jaovi Inc. grant ISOs, NSOs, or RSUs?
- Equity compensation at Jaovi Inc. typically takes the form of incentive stock options (ISOs) and non-qualified stock options (NSOs). Incentive stock options can trigger the alternative minimum tax (AMT) when you exercise.
- Are Jaovi Inc. shares eligible for QSBS?
- They might be. Qualified small business stock (QSBS) under Internal Revenue Code Section 1202 can exclude federal tax on much of the gain when shares were acquired at original issuance from a C-corporation while its gross assets were under $50 million, and held at least five years. Whether your Jaovi Inc. shares qualify turns on when you acquired them and the company's asset size at that time.
One piece of the puzzle.
OptionsAhoy plans your Jaovi Inc. equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.