AMT + ISO Exercise Calculator
Open →Plan Mercury ISO exercise around the AMT bargain element. Federal + state, AMT crossover, multi-year credit recovery.
Deep dive: Four AMT mistakes you can still fix before December 31 →Mercury is pre-IPO. Plan your AMT and NSO exercise tax at any valuation: current 409A FMV, expected IPO price, or post-IPO scenarios.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Plan Mercury ISO exercise around the AMT bargain element. Federal + state, AMT crossover, multi-year credit recovery.
Deep dive: Four AMT mistakes you can still fix before December 31 →Left Mercury with vested ISOs? Model the 90-day exercise-or-forfeit window: your deadline, AMT cost of exercising at once, and the share count that maximizes after-tax value.
Mercury NSO exercise tax (federal, state, FICA) plus a sell-vs-hold comparison for long-term capital gains.
Deep dive: Six NSO mistakes your tax advisor probably won't mention →Don't work at Mercury? Find another company.
Mercury is a privately held Fintech company, incorporated in Delaware and headquartered in San Francisco, CA.
Last reported secondary-market price: $17.72 per share (as of 2026-06-16). Your own 409A may differ.
$5B+ Apr 2026.
Equity grants at Mercury typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).
Mercury Technologies Inc., commonly known as simply Mercury, is an American fintech company that provides banking services to start-up companies and small businesses. The company is not a bank, but works with banking service providers to provide bank accounts and other financial services. The company was founded in 2017 in San Francisco, California. As of May 2026, Mercury has a $5.2 billion valuation.
Source: Wikipedia (CC BY-SA 4.0)
Immad Akhund, Max Tagher, and Jason Zhang founded Mercury in 2017 to give startups and small businesses a banking experience built for companies that move fast. Mercury offers FDIC-insured checking and savings accounts, corporate cards, and treasury products through a software interface rather than a branch. In March 2025 the company raised a $300 million Series C led by Sequoia Capital at a $3.5 billion valuation, doubling its 2021 Series B valuation. Mercury processed $156 billion in payment volume in 2024.
Sources: en.wikipedia.org · businesswire.com
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OptionsAhoy plans your Mercury equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.