AMT + ISO Exercise Calculator
Open →Plan Toast ISO exercise around the AMT bargain element. Federal + state, AMT crossover, multi-year credit recovery.
Deep dive: Four AMT mistakes you can still fix before December 31 →IPO'd 2021-09-21. Plan AMT, exercise tax, and sell-vs-hold decisions around current trading price. Calculator inputs are yours.
Beta · invite-only · AlphaLatitude Inc. · Free Tools
Plan Toast ISO exercise around the AMT bargain element. Federal + state, AMT crossover, multi-year credit recovery.
Deep dive: Four AMT mistakes you can still fix before December 31 →Left Toast with vested ISOs? Model the 90-day exercise-or-forfeit window: your deadline, AMT cost of exercising at once, and the share count that maximizes after-tax value.
Toast NSO exercise tax (federal, state, FICA) plus a sell-vs-hold comparison for long-term capital gains.
Deep dive: Six NSO mistakes your tax advisor probably won't mention →Should you sell Toast RSUs at vest or hold? Compare after-tax payout across the 12-month LTCG cliff.
Deep dive: Five RSU mistakes that quietly grow your April tax bill →Quantify TOST concentration risk: drawdown impact at 30 / 50 / 70%, sell-down vs. hedge trade-off, tax-aware.
Deep dive: Five costly stock concentration mistakes →Hedge a TOST position: protective put or zero-cost collar pricing off the current option chain. Annual cost, max loss, upside cap, tax notes.
Deep dive: Seven hedging mistakes that erase the protection you paid for →Sell TOST stock to fund a goal (house, tuition, sabbatical): the minimum-tax schedule to net a target cash amount by a date, across tax years.
Deep dive: Cashing out stock for a goal? Convert your risk tolerance into cash. →Don't work at Toast? Find another company.
Toast (TOST) is a public Vertical SaaS company, headquartered in Boston, MA. IPO'd Sep 21, 2021.
Last close: $25.07 per share (as of 2026-06-16).
Equity grants at Toast typically include incentive stock options (ISOs), non-qualified stock options (NSOs), and restricted stock units (RSUs).
Toast, Inc. is an American cloud-based restaurant management software company based in Boston, Massachusetts. The company provides an all-in-one point of sale (POS) system built on the Android operating system.
Source: Wikipedia (CC BY-SA 4.0)
Steve Fredette, Aman Narang, and Jonathan Grimm founded Toast in Boston in December 2011 to replace the legacy, Windows-based point-of-sale systems used by restaurants with a cloud-native Android platform built around the restaurant workflow. Toast handles tableside ordering, kitchen display, online ordering, payroll, and scheduling through a single subscriber platform, charging processing fees on card payments. The company serves over 112,000 restaurant locations in North America and processed more than $140 billion in gross payment volume in 2024. Toast IPO'd on NYSE as TOST in September 2021.
Sources: en.wikipedia.org · alphaspread.com
Researched 2026-05-07.
OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Toast.
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OptionsAhoy plans your Toast equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.