Plaid stock & equity tools

Pre-IPO · Fintech

Plaid is pre-IPO. Plan your AMT and NSO exercise tax at any valuation: current 409A FMV, expected IPO price, or post-IPO scenarios.

Beta · invite-only · AlphaLatitude Inc. · Free Tools

Don't work at Plaid? Find another company.

About Plaid

Plaid is a privately held Fintech company, incorporated in Delaware and headquartered in San Francisco, CA.

Last reported secondary-market price: $159.16 per share (as of 2026-06-09). Your own 409A may differ.

$8B Feb 2026.

Equity grants at Plaid typically include incentive stock options (ISOs) and non-qualified stock options (NSOs).

Plaid Inc. is an American financial services company based in San Francisco, California. The company builds a data transfer network that powers fintech and digital finance products.

Source: Wikipedia (CC BY-SA 4.0)

Zach Perret and William Hockey founded Plaid in 2012 to connect consumer bank accounts to financial apps through a single API. Developers use Plaid to verify account ownership, check balances, and read transaction history, the underlying plumbing for apps like Venmo, Robinhood, and thousands of others. After a failed $5.3 billion acquisition by Visa collapsed in 2021, Plaid raised $575 million in April 2025 at a $6.1 billion valuation, led by Franklin Templeton, Fidelity, and BlackRock. A February 2026 employee share sale pushed its implied valuation to $8 billion.

Sources: en.wikipedia.org · fintechmagazine.com

Equity comp at Plaid

  • Plaid's RSUs carry a time-based vesting schedule plus a liquidity trigger (IPO or acquisition) before shares settle. The company ran employee tender offers in April 2025 at a $6.1 billion valuation (led by Franklin Templeton) and again in February 2026 at an $8 billion valuation. These tenders provided the first meaningful opportunity for early employees to convert vested equity into cash.
  • Recent share-sale events (industry term: tender offers):
    • Apr 2025: $6.1B implied valuation, led by Franklin Templeton · techcrunch.com
    • Feb 2026: $8B implied valuation · wsj.com

Researched 2026-05-07.

OptionsAhoy is an independent tool and is not affiliated with, endorsed by, or sponsored by Plaid.

Find another company

Type a company or ticker. We'll route you to its hub of relevant calculators.

One piece of the puzzle.

OptionsAhoy plans your Plaid equity alongside hedging, vesting, and de-concentration, across bullish, neutral, and bearish market scenarios. Free during beta.

Request beta access